Job Listing: Residential Loan Officer

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Location

All Residential Branches

Description

Supervised By: Branch Manager

POSITION SUMMARY:
Originates mortgage loans using a variety of resources. Consults and counsels with customers to provide financial advice and qualify prospective borrowers for the appropriate loan program.

ESSENTIAL FUNCTIONS & MAJOR RESPONSIBILITIES:
1. Originates mortgage loans using a variety of resources: personal contacts, realtor referrals, website visitors, etc.
2. Analyzes and screens loan requests on varied types of residential mortgage loans and prepares loan application. Counsels and discusses loan programs, fees, discount points, and interest rate with client.
3. Interviews applicants to develop credit and financial information in order to determine maximum loan available to client.
4. Works with underwriter, processor, funder and closer and follows the transaction through to its conclusion.
5. May aid in providing local realtors with information regarding loan programs and assist realtors' customers. Keeps realtor informed as to status of a client’s loan being processed.

JOB SKILLS & KNOWLEDGE:
· Strong sales aptitude
· Team player
· People oriented, outgoing personality
· Strong analytical skills
· Ability to use a computer and Windows-based software without assistance for the purpose of word documents, spreadsheets and records maintenance
· Ability to use, or to learn to use, Interlinq, Mortgageware, or similar mortgage loan processing software
· Ability to effectively relate to co-workers, customers, and vendors using good verbal and written communication skills
· Ability to work independently under general instructions
· Ability to organize and prioritize assignments, manage, and perform multiple tasks
· Detail oriented and able to meet strict deadlines
· Ability to perform basic math
· Must have a car and a valid driver’s license
· Ability to speak a second language is a plus

EDUCATION & EXPERIENCE:
High School diploma or equivalent.
Typically requires 1-2 years mortgage experience in processing, closing, underwriting or related sales experience

CORE HOURS:
Flexible

BASE SALARY RANGE:
Commissions only. Exempt position.

How To Apply

Please email your resume to Les Bedford (lbedford@seattlemortgage.com) with the subject "Residential Loan Officer Job on Web Site" or call (206) 232-9123